How is my Handicap Index calculated?
Rule- USA
- USGA
- World Handicap System
- Rules of Handicapping
- Golf leagues
- All ages
- 2024 rules
- Players
Each round becomes a Score Differential (Rule 5.1a):
(113 ÷ Slope Rating) × (adjusted gross score − Course Rating − PCC adjustment)
The playing conditions calculation (PCC) adjusts for unusually hard or easy days, from −1.0 to +3.0.
Your Handicap Index is the average of the lowest 8 of your most recent 20 Score Differentials (Rule 5.2b). With fewer than 20 scores (Rule 5.2a):
| Differentials in record | Used | Adjustment |
|---|---|---|
| 3 | Lowest 1 | −2.0 |
| 4 | Lowest 1 | −1.0 |
| 5 | Lowest 1 | 0 |
| 6 | Average of lowest 2 | −1.0 |
| 7 or 8 | Average of lowest 2 | 0 |
| 9 to 11 | Average of lowest 3 | 0 |
| 12 to 14 | Average of lowest 4 | 0 |
| 15 or 16 | Average of lowest 5 | 0 |
Added 21 Oct 2026